Bharat Mitra is a leading service provider and Payment Solution partner to rural and semi-urban sectors. At Bharat Mitra, we simplify digital transactions by offering fast, secure, and hassle-free mobile recharge, bill payments, and money transfer services. We stand for trust, innovation, and customer satisfaction. We constantly upgrade our platform to keep up with evolving technology and customer needs.
About Bharat Mitra
Bharat Mitra is a comprehensive fintech platform offering secure, reliable, and scalable digital financial services. Formerly known as Walletkar, Bharat Mitra empowers individuals and businesses with technology-driven solutions for sustainable financial growth.
One App multiple services
A great earning potential with the opportunity to grow your business with minimal one time investment and zero working capital
- AEPS & mATM
- Recharge & BBPS
- Bank Account
- Credit Card
- CMS
- Money Transfer
- LOAN
AEPS & mATM
Upgrade your business with 100% better credit management and AEPS & mATM tools
Go digital. From prepaid cards, UPI QR to Aadhaar Pay, let us equip you with the latest digital payment tools. Use our digital ledger, Customer Khata to manage your customer credits better.
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Recharge & BBPS
Become the most trusted Banker of your area
Take control of your finances with the Bharat Mitra App! Easily withdraw cash, deposit funds, open a savings account, or apply for a credit card – all in one place.
With Bharat Mitra, managing your money is simple and secure. Enjoy convenient access to your daily spending, savings, and rewards every time you use the app. Start today and make your money work for you!
Bank Account Opening
Simplify Bank Account Opening & More – All in One Spot!
Tired of waiting in long queues apply Bank Account Opening? Now, take care of all your Bank Account Opening in one place—quickly and easily! Skip the hassle and get everything done in no time at your nearest shop! Fast, convenient, and stress-free!
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Credit Card
Apply credit card and cash withdrawl very easily
Use paperless work with very fast service.
Help to apply Credit Card with you. Earn respect and money while you are at it.
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CMS
Open a CMS services from your shop
Offer a range of affordable CMS solutions from your shop: we offer you the most comprehensive range of CMS products and services at very competitive rates.
Offer CMS services from your shop. Earn More.
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Money Transfer
Offer Money Trannsfer to customers & earn more
Issue paperless Money Transfer and Cash Deposite for customers from your shop. Make essential documentation services available and bring them into the formal financial fold
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LOAN
Easy loans to help you and your customers grow
Easy, hassle-free loans with minimum documentation available to you and your customers from our trusted banks and financial partners. Our endevour is to bring everyone in Bharat into the formal credit fold. Be the popular banking agent in your area. Avail our varied loan offerings to meet all your credit needs.
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UPI Payout
Be the voice of progress by giving easy access to UPI Payout
Customers in urban interiors and rural areas are underserved on financial as well as UPI Payout. Help your customers access the digital product of our partner brands, across ecommerce, gaming, education, music, video and many more. Earn on every transaction.
Join Bharat MitraTrust & Growth Story
Bharat Mitra’s journey is built on a strong foundation of trust, reliability, and continuous innovation.
Starting with a mission to simplify digital transactions, we have grown steadily by delivering secure, user-friendly, and scalable fintech solutions.
Our expanding network reflects our commitment to ethical practices, transparency, and long-term sustainable growth.
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Trusted Platform
Security and compliance at every step.
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Steady Growth
Growing with partners and customers nationwide.
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Ethical Practices
Transparency and integrity drive everything we do.
Recognized by Startup India (DPIIT)
BHARATMITRA TECHNOLOGIES PRIVATE LIMITED is officially recognized as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT), Government of India.
- Company Name: BHARATMITRA TECHNOLOGIES PRIVATE LIMITED
- Industry: Finance Technology
- Incorporation Date: 17 October 2025
- Certificate Number: DIPP248525
- Recognition Date: 07 March 2026
- Valid Till: 16 October 2035
Best solution for every Indians
Wheather you are retailer, distributor, super distributor or a white level holder, be have the best and smartest solution for everyone
Retailer
Use our digital suite of products to upgrade your store and manage your credits, customers and payments better. Offer our assisted financial and digital commerce services to increase your income.
Join over 15,00,000 active retailers.
Earn more than ₹25,000 per month.
No working capital required.
Retail Categories
- Kirana Shop
- Medical Shop
- Apparel Shop
- Mobile Recharge Centre
- Hardware Store
- Restaurant
- Fertilizer Shop
- Tailoring Shop
- Insurance Agency
- Travel Agency and more
Distributor
Make more out of your distribution business. Onboard your network to offer Bharat Mitra services and earn more than 18% per month on the money invested. No physical stock. No expenditure in store space, staff or physical transfer of goods. Every time a retailer in your network services a financial transaction, both of you make money. It is as simple as that.
Join over 1,00,000 distributors. Earn more than `50,000 per month
Distributor Categories
- Telecom
- Retail
- Pharma
- FMCG and many more
Super Distributor
Make more out of your Super Distributor business. Onboard your network to offer Bharat Mitra services and earn more than 18% per month on the money invested. No physical stock. No expenditure in store space, staff or physical transfer of goods. Every time a retailer in your network services a financial transaction, both of you make money. It is as simple as that.
Join over 1,00,000 Super Distributor. Earn more than `50,000 per month
Super Distributor Categories
- Telecom
- Retail
- Pharma
- FMCG and many more
White Label
Make more out of your White Label business. Onboard your network to offer Bharat Mitra services and earn more than 18% per month on the money invested. No physical stock. No expenditure in store space, staff or physical transfer of goods. Every time a retailer in your network services a financial transaction, both of you make money. It is as simple as that.
Join over 1,00,000 White Label. Earn more than `50,000 per month
White Label Categories
- Telecom
- Retail
- Pharma
- FMCG and many more
Why Choose Bharat Mitra
Upgrade your business with the leader in branchless banking
Instant and easy onboarding
Zero additional investment, no working capital requirement
Time tested systems, with industry best success rates
Simple, secure, easy to use App
Available in 10+ languages
Relationship managers to support your business at all times
What Our Clients Say
Trusted by businesses and customers across India
"Bharat Mitra provides fast and reliable recharge and payment services. Highly recommended for business owners!"
Rahul Sharma
Retailer (Bihar)"Their fintech solutions helped me manage my shop services efficiently. Great support team!"
Amit Das
Distributor (Telangana)"Secure, fast and easy to use platform. Bharat Mitra is truly a game changer."
Sanjay Verma
Agent (Chatarpur ,Madhya Pradesh, India)Grow Together With Bharat Mitra
Empowering retailers and entrepreneurs through digital financial services
Grow your business with Bharat Mitra.
Bharat Mitra helps retailers and entrepreneurs provide digital financial services to their customers through a trusted and secure platform.
By offering digital payments, financial services, and business opportunities, partners can increase customer engagement, build stronger relationships, and generate additional income.
Our platform enables local businesses to become digital service providers while supporting financial inclusion across India.
Our Partners
Our partners are the backbone of our growing network. We collaborate with trusted banks, financial institutions, and technology providers to deliver secure, fast, and reliable financial services across India. Through strong partnerships, we ensure seamless transactions, wider reach, and innovative solutions that empower retailers and customers every day.
© 2026 Bharat Mitra.
ALL RIGHTS RESERVED
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